car insurance quote Jeffersonville Indiana
car insurance quote Jeffersonville Indiana
Car insurance offers protection against financial loss due to accidents, theft, or other damages involving your vehicle. The selection of the best insurance provider often depends on personal circumstances, including age, driving history, and coverage needs, making comparison shopping a critical step for residents of Jeffersonville, Indiana.
According to data compiled, Clearcover emerges as the most affordable car insurance provider in Jeffersonville, with an average monthly premium of approximately $46.12. This rate is notably 53.15% lower than the state average, making Clearcover an attractive option for budget-conscious drivers. Elephant Insurance follows with an average monthly rate of $66.91, offering premium savings of 32.03% below the state average, signalling that it also provides competitive pricing. Erie Insurance rounds out the top three, charging about $84.92 monthly, which is still 13.74% less than the state average.
Notably, USAA, known for serving military members and their families, offers a competitive rate of $88.27 per month, which is 10.33% under the state average, illustrating that drivers affiliated with the military community can find favourable rates. Pekin Insurance charges $90.52 monthly, followed by SafeAuto, Hastings Mutual, Cincinnati Insurance, Indiana Farmers Mutual, and Travelers, all ranging from approximately $100 to $108 per month, with some pricing slightly above the state average. These differences emphasize the importance of considering multiple insurers during the selection process to find the best fit for an individual’s risk profile and financial situation.
Age influences car insurance premiums in Jeffersonville, consistent with national trends that recognize younger and older drivers as higher risk. Teen drivers aged 16 to 19 experience the highest average monthly premium at $266.20, reflecting their inexperience and statistically higher likelihood of accident involvement. Young adults in their 20s pay $139.31 on average, while those in their 30s see a slight increase to about $113.51 per month, and drivers in their 40s face around $94.14 monthly cost.
Interestingly, insurance premiums for drivers in their 50s are somewhat lower at $99.13, and those in their 60s enjoy even more favourable rates, averaging $86.04 per month, which likely corresponds to driving experience and lower risk compared to younger drivers. However, costs tend to rise again for seniors aged 70 and older, averaging $123.87 monthly, which may reflect increased risk factors related to age . These age-based rate variations highlight the benefit of seeking available discounts tailored to different driver demographics, such as safe driver programs, good student reductions, and multi-policy bundling.
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Jeffersonville, IN Best Car Insurance Companies
You may receive a better offer from one insurer over another for a variety of reasons; therefore, compare prices because different insurers will offer you better rates depending on a wide range of circumstances. Our data shows that, at about $46.12 a month, Clearcover typically offers the cheapest auto insurance in Jeffersonville. If you live in Jeffersonville, you should also think about Elephant Insurance, which charges an average of $66.91 a month, and Erie, which charges about $84.92 a month. See the complete list below. The following insurance providers are ranked as Jeffersonville’s top drivers’ insurance providers by SmartFinancial.
Rank Company Average Monthly Rate Comparison State Average
1 ……………Clearcover………………………$46.12…………………………………-53.15%
2…………….Elephant Insurance…………$66.91…………………………………-32.03%
3…………….Erie………………………………..$84.92……………………………….-13.74%
4…………….USAA…………………………….88.27………………………………….-10.33%
5…………….Pekin Insurance……………..$90.52………………………………..-8.05%
6…………….SafeAuto………………………..$100.20………………………………..1.79%
7……………Hastings Mutual……………. $101.18…………………………………2.78%
8……………Cincinnati Insurance……….$101.75…………………………………3.36%
9……………Indiana Farmers Mutual….$102.74………………………………..4.37%
10………….Travelers………………………..$108.55………………………………..10.27%
Car Insurance Rates by Driver’s Age Group in Jeffersonville
In general, the younger you are and the older you get, the higher your auto insurance premiums. In Jeffersonville, teens and young adults typically pay about $94.14 a month. In contrast, drivers in their 30s usually make about $99.13 a month, while those in their 40s make $113.51. It’s wise to look for discounts that apply to people of all ages. Among these reductions are those for good students, safe drivers, older drivers, away-at-school drivers, multi-policy, and bundling.
Age Group Average Monthly Rate
40s…………………$94.14
20s………………..$139.31
50s………………..$99.13
30s……………….$113.51
70+……………….$123.87
60s……………….$86.04
16-19……………..$266.20
Find a Nationwide Insurance Agent in Jeffersonville, Indiana
call or use the address below to find some of the top insurance agents in Jeffersonville, Indiana
Assured Partners Nl LLC
- (812) 941-4110
- 4500 Town Centre Blvd
- Ste 20
- Jeffersonville, IN 47130
C & F Insurance Group LLC
- (812) 282-1077
- 812 Spring St
- Jeffersonville, IN 47130
Innovators Insurance Group LLC
- (812) 252-4419
- 1712 Williamsburg Dr
- Ste 200
- Jeffersonville, IN 47130
Taggart Insurance Center, Inc.
- (812) 283-8212
- 230 E Court Ave
- Jeffersonville, IN 47130
What Does Auto Insurance Cover?
Before you insure your car, take note of the following:
- Damage to your Auto
Covers the damage to your car in the event of an accident, theft, or destruction.
- Damages you are liable for
Covers bodily injury or property damage that you cause while driving.
- Rental Car Expenses
Covers the cost of a rental car when your car is in an accident.
- Uninsured and/or Underinsured motorist
coverage covers property damage and personal injury if another driver causes an accident but does not have adequate vehicle insurance to pay for your losses. For additional information visit here
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