Car Insurance Quotes el paso tx
Car Insurance Quotes el paso tx
Car insurance is a necessity for drivers in El Paso, Texas, but the cost and coverage options can vary. Comparing quotes and identifying the less expensive companies can help El Paso residents secure affordable and adequate coverage
Germania Mutual Group stands out as the cheapest full-coverage auto insurance provider in El Paso, offering an average 6-month premium of $693, which is $116 per month. GEICO is the second most affordable option, with a six-month premium of $713. Other relatively inexpensive options include Nationwide ($771), State Farm ($832), and USAA ($926). Progressive, with a premium of $1,059 for six months. Allstate is the most expensive among the listed companies, charging $1,315 for a six-month policy. These rates highlight the importance of comparing quotes from multiple companies to find the best deal.
The average annual premium for full-coverage car insurance in El Paso is approximately $1,442. This is less expensive than in some other major Texas cities. For example, El Paso drivers save around $238 annually compared to drivers in Dallas, where the average annual premium is $1,680. Fort Worth has a similar average annual premium to El Paso, at $1,446. Houston and San Antonio have higher average annual premiums, at $1,671 and $1,501, respectively.
Age is a determinant of car insurance premiums. Insurers consider driving experience when assessing risk, which is why younger drivers face higher rates. As drivers age and gain more experience, they usually see a decrease in their insurance rates. According to available data, teenagers in El Paso pay the highest average annual premium at $3,538. Drivers in their 20s pay an average of $1,861 annually, while those in their 30s see a decrease to $1,418. The lowest rates are generally for drivers in their 40s and 50s, with average annual premiums of $1,379 and $1,246, respectively.
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El Paso car Insurance Rates by Company
With a monthly cost of $116 or $693 for a six-month policy, Germania Mutual Group is the most affordable full-coverage auto insurance provider in El Paso with an Avg 6 Mo. Premium. GEICO is in second place.
The top-rated car insurance companies are listed below
Company Avg. 6 Mo. Premium
- Germania Mutual Group………….$693
- GEICO……………………………………$713
- Nationwide…………………………….$771
- State Farm……………………………..$832
- USAA…………………………………….$926
- Progressive…………………………….$1,059
- Allstate………………………………….$1,315
How Much Does Car Insurance Cost in El Paso?
For full-coverage car insurance, residents of El Paso, TX, should budget approximately $1,442 each year. Compared to drivers in other Texas cities, El Paso drivers pay less for car insurance. For instance, El Paso residents save about $238 annually on their auto insurance compared to drivers in Dallas. Texas car insurance now offers high-coverage alternatives in the United States due to recent developments in consumer protection legislation.
City Average Annual Premium
El Paso…………..$1,442
Dallas…………….$1,680
Fort Worth…….$1,446
Houston………..$1,671
San Antonio……$1,501
El Paso Car Insurance Rates by Age
Where you live and your age are the two things that insurers take into consideration when determining your vehicle insurance premiums; where you live and how old you are are the two most important factors they consider.
Also, your level of experience driving counts. Younger drivers often pay higher rates than older people. As you get older and gain more driving experience, drivers should expect a decrease in your rates.
Age Average Annual Premium
Teenagers………..$3,538
20s………………….$1,861
30s………………….$1,418
40s………………….$1,379
50s………………….$1,246
60s………………….$1,280
70s………………….$1,549
A driver with a cleran driving record who hasn’t been in an accident or received a ticket in the last three to five years will pay less than someone who has been in an accident or received a ticket a few times during that time.
Insurance Agents in El Paso, TX
Car insurance agent can help you receive the right insurance to protect your car. Here are the top insurance agents to look up to.
Albert Aveytia
- Rating 4.2
- 202 reviews
- 2114 N Zaragoza Rd,
- Ste B5
- El Paso, TX 79938
- (915) 401-7020
Paola Bazan
- 4301 Montana Ave
- Rating 4.4
- 446 reviews
- Paola Bazan:
- 4301 Montana Ave,
- Ste B
- El Paso, TX 79903
- (915) 562-5433
Victor Flores
- 11100 Sean Haggerty Dr
- Rating 4.4
- 333 reviews
- Victor Flores:
- 11100 Sean Haggerty Dr,
- Ste 205
- El Paso, TX 79934
- (915) 493-6879
Deniss Jordan
- 7408 Gateway Blvd E
- MBA
- Rating 4.5
- 199 reviews
- 7408 Gateway Blvd E
- El Paso, TX 79915
- (915) 800-7997
Eva Martinez
- 1810 Trawood Dr
- Rating 4.7
- 379 reviewsEva Martinez:
- 1810 Trawood Dr,
- Ste C
- El Paso, TX 79935
- (915) 594-0313
By carefully considering these factors and seeking expert advice, El Paso residents can secure affordable and adequate car insuranceFor additional information, visit this website
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