Car Insurance Quotes Greenville Nc
Car Insurance Quotes Greenville Nc
Obtaining a car insurance quote and choosing the right coverage serves as an extra protection against unexpected events. Getting a car insurance quote that meets your financial needs depends on a driver’s history on the road in Greenville NC. Avoiding accidents and citations is the most effective way to keep premiums low. Insurance companies view drivers with a clean record as low-risk and reward them with affordable rates. Incidents such as at-fault accidents, DUIs, reckless driving citations, and speeding tickets can lead to an increase in insurance premiums. Being found guilty of reckless driving in Greenville could result in an average yearly rate increase of $850, while a DUI violation could lead to a $3,497 increase. A speeding ticket could also raise rates by $504 per year.
Also, a DUI/DWI could raise the annual premium to $4,476. Reckless driving also leads to an increase. Even minor infractions like speeding tickets can impact insurance costs. At-fault accidents also contribute to higher premiums, as the insurance company is responsible for covering the costs of injuries and property damage. The extent of the damage in an at-fault accident also affects the rate, with damages less than $1,000 resulting in an average yearly rate of $1,314, while damages greater than $2,000 increase the average yearly rate to $1,601.
North Carolina’s minimum coverage requirements will increase in 2025. The new minimums will be $50,000 per person and $100,000 per accident for bodily injury liability coverage, and $50,000 per accident for property damage liability coverage. These changes aim to provide financial protection for accident victims in light of rising medical and repair costs. While meeting the minimum requirements is key, it’s also important for drivers to consider whether these limits are enough to protect assets in the event of a serious accident.
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Greenville Nc Auto Insurance Costs By Incident History
Avoiding collisions and tickets is the best strategy to maintain cheap vehicle insurance premiums, regardless of where you live. Insurance companies reward low-risk drivers with low rates, but at-fault collisions, DUIs, reckless driving fines, and speeding tickets all raise your premiums.
Drunk driving and reckless driving are two of the most expensive citations to receive. Drivers in Greenville who are found guilty of reckless driving risk an annual increase in their insurance rates of $850. While a speeding citation results in a $504 rate rise, a DUI charge is likely to result in a $3,497 increase.
Incident Average Yearly Rate
DWI/DUI……………………………………………………………………$4,476
Reckless Driving………………………………………………………….$1,829
At-fault Accident (damages < $1,000)……………………………$1,314
At-fault Accident (damages greater than $2,000)……………$1,601
Speeding Ticket (16-20 mph over speed limit)………………..$1,483
Greenville Car Insurance Rates By age
With an average annual premium of $918, drivers in their 50s had the lowest auto insurance premiums in Greenville. 60yrs drivers pay somewhat higher rates, $918 annually.
The most expensive car insurance premiums in Greenville are paid by teenage drivers. Drivers in Greenville lower their premiums once they enter their 20s and leave the adolescent age group. Teenage drivers in Greenville pay $2,172, which is $1,254 more than the second-highest rate for that age group.
Age group. Average Annual Rate
Teenagers…………….$2,172
20s………………………$1,067
30s………………………$972
40s……………………..$954
50s……………………..$918
60s……………………..$918
70s……………………..$974
Independent Insurance Companies near Greenville Nc
Talk through an agent to assist you in insuring your car. The agent below can assist you.
Stephen L. West Insurance Services, Inc.
- Open Until 5:00 PM
- (252) 756-3212
- 2755-A Charles Blvd.
- Greenville, NC 27858
Towne Insurance Agency LLC
- (252) 756-8300
- 1000 Red Banks Rd
- Greenville, NC 27858
Chesson & Lee Associates
- (252) 756-0788
- 204 E Arlington Blvd
- Ste F
- Greenville, NC 27858
King Insurance Partners LLC
- (252) 756-2906
- 1706 E Arlington Blvd
- Ste B
- Greenville, NC 27858
Relation Insurance Services Select, Inc.
- Open Until 5:00 PM
- (252) 830-2700
- 300 W 14th St
- Greenville, NC 27834
Relation Insurance Services Select, Inc.
- 3105 Evans St
- Ste B
- Greenville, NC 27834
How Much Is Car Insurance Per Month in Greenville Nc
The average monthly cost of auto insurance in Greenville Nc is $75. Liability coverage costs $58 per month, while comprehensive coverage costs $93 per month.
What is the Minimum car Insurance in North Carolina?
Drivers in Greenville, North Carolina, are required to have bodily injury liability insurance of $30,000 per person and $60,000 per accident, in addition to property damage liability insurance of $25,000. These same limits must be carried by their uninsured/underinsured motorist policy as well. North Carolina will increase its bodily injury liability coverage limits to $50,000 per person and $100,000 per accident, and its property damage liability coverage limits to $50,000 per accident in 2025. For additional information visit here
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