Car Insurance Quotes Jerry

Jerry utilizes a comprehensive approach to assess and rate car insurance companies. The evaluation process involves analyzing over 50 car insurance companies, focusing on several key factors. These factors include industry ratings from reputable organizations which provide insights into the financial strength and reliability of the insurers. Customer ratings are also considered, offering a direct perspective on customer satisfaction and service quality.

This multi-faceted approach allows Jerry to identify the top car insurance companies that excel in various aspects. For instance, in 2025, Auto-Owners was recognized for its overall car insurance offerings, boasting a Jerry star rating of 4.8 out of 5 . Nationwide was lauded for its appeal to loyal policyholders, achieving a 4.7 rating. Allstate was distinguished for its extensive discount options, also earning a 4.7 rating. Farmers stood out for its claims handling, with a rating of 4.6. Progressive was acknowledged for its customizable coverage, also securing a 4.6 rating. These ratings and categorizations help consumers quickly identify insurers that align with their specific priorities and needs (Annie Millerbernd, 2025).

Several elements influence the cost of car insurance, making it essential for consumers to understand these factors to secure the best possible rates. One of the primary determinants is the driver’s location. Each state has different laws, accident rates, and minimum insurance requirements, significantly impacting premiums. the most expensive state for car insurance, New York, can cost nearly four times as much as the cheapest state, Vermont. The average monthly quote in Vermont is $126, while the average annual quote is $1,511.

Age is another significant factor, particularly for drivers younger than 25. Younger drivers face higher premiums due to their inexperience and higher risk profiles. As drivers mature and gain experience, insurance costs tend to decrease until around age 70. The average monthly quote for drivers aged 18-20 is $397, resulting in an annual cost of $4,767, while drivers aged 55-64 have an average monthly quote of $195, translating to an annual cost of $2,337. The insurance provider also plays a role in determining rates, as each company uses its unique method to assess a driver’s risk level. Grange, for instance, offers an average monthly quote of $110 and an average annual quote of $1,322, while Nationwide has an average monthly quote of $180 and an average annual quote of $2,162. This variation

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How Jerry Chose the Best Car Insurance Companies

Jerry’s team of experts has assessed more than 50 car insurance companies and compared dozens to choose the best. We used these factors to select the top five car insurers:

Industry ratings, including AM Best, NAIC, BBB and Clearsurance.
Jerry customer ratings.
State availability.
Cost.
Insurer offerings, including available coverage customizations and discounts.

Does it Cost Money To Shop For Insurance with Jerry?

To select the best auto insurance provider, Jerry’s team of professionals evaluated over 50 and compared many. The top five auto insurers were chosen based on the following criteria:

Insurance company Best for… Jerry star rating (out of 5)
Auto-Owners…………………………Overall car insurance………….4.8
Nationwide……………………………Loyal policyholders…………….4.7
Allstate………………………………….Discounts………………………….4.7
Farmers…………………………………Claims handling………………..4.6
Progressive…………………………….Customizable coverage………4.6

Jerry Average Car Insurance Rates By State

Because your ZIP code affects your insurance costs, insurance companies will ask for it when you look for a quote. Each state has different laws, accident rates, minimum insurance requirements, and other factors, to the point where insurance in the most expensive state, New York, can cost nearly four times as much as insurance in the cheapest state, Vermont.

Cheapest states for auto insurance

State Avg Monthly Quote Avg Annual Quote
VT………$126…………………………..$1,511
ME……..$133…………………………..$1,597
ID………$134…………………………..$1,611
WY…….$145…………………………..$1,739
MT…….$149…………………………..$1,786

Average car insurance cost by age groups

One major factor impacting your insurance rates is your age, which is especially apparent if you are younger than 25. Insurance costs decrease after that until you are 70.

Age Group Avg Monthly Quote Avg Annual Quote
18-20…………..$397………………………….$4,767
21-24…………..$344………………………….$4,124
25-34…………..$262…………………………$3,145
35-44…………..$227…………………………$2,720
45-54………….$211…………………………..$2,534
55-64………….$195…………………………..$2,337
65+…………….$199…………………………..$2,387

Jerry Average car insurance by Company

Your quote may fluctuate depending on the insurance provider you select because each firm uses a different method to assess a driver’s level of risk when providing a quote.

Insurance Company. Avg Monthly Quote Avg Annual Quote
Grange………………………….$110……………………………$1,322
Freedom……………………….$152……………………………$1,825
Aspire Advantage…………..$164……………………………$1,969
New York Central Mutual.$172……………………………$2,069
Anchor General……………..$178……………………………$2,139
Nationwide……………………$180…………………………..$2,162
Mapfre………………………….$182…………………………..$2,182
Bluefire…………………………$189……………………………$2,267

State Jerry Compare car insurance

Are you a resident in any of these states?, Provide the right information and compare quotes anywhere you find yourself

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington, D.C.
West Virginia
Wisconsin
Wyoming

Jerry’s approach to evaluating car insurance companies, combined with its focus on key factors such as industry ratings, customer feedback, state availability, and cost, positions it as a reliable resource for consumers. For additional information visit here

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