Car Insurance Quotes Lincoln ne

Comparing car insurance quote is a must for drivers i lincon. The average monthly cost for full coverage car insurance in Lincoln is $116, while the average monthly cost for minimum liability coverage is $43. These rates are influenced by factors such as age, gender, driving history, and zip code. Teenagers in Lincoln tend to have the highest insurance rates, with full coverage averaging $439 per month and liability coverage averaging $183 per month

While specific rates may vary based on individual circumstances, some of the companies offering cheaper car insurance in Nebraska include Farmers, Geico, North Star Mutual Insurance, Progressive, and USAA. According to the provided data, American National offers some of the cheapest rates in Lincoln, Nebraska

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How Much Does Car Insurance Cost in Lincoln, Nebraska?

The average monthly premium for full-coverage auto insurance in Lincoln is $116, which is less than both the state and national averages of $128 and $140, With an average monthly premium of $43, the state-mandated minimum liability car insurance is affordable in Lincoln. That is equivalent to $28 for the state of Nebraska and $47 nationally.

How do I lower my car insurance cost in Nebraska?

To lower your car insurance cost in Lincoln ne, you may qualify for the following discounts:

Three-year safe driving
Electronic Funds Transfer (EFT)
Multi-car
Five-year accident-free
Homeowner
Paid in full

Minimum Car Insurance Requirements in Lincoln, Ne

Your auto insurance policy must meet these minimum liability insurance limits if you are a driver in Lincoln, Ne

$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage per accident
$25,000 bodily injury per person (uninsured/underinsured coverage)
$50,000 bodily injury per accident (uninsured/underinsured coverage)

Low-Cost Car Insurance Rates by Age in Lincoln, NE

Your monthly premiums increase with your age. having no prior driving experience, young drivers are more likely to be involved in collisions and receive tickets. Maintaining a high grade point average might help younger drivers. many insurance companies will offer a discount for this.

See our breakdown below for Lincoln’s average monthly auto insurance costs by age:

Age Full Coverage Insurance Liability Insurance Coverage
Teenagers…………..$439………………………………….$183
20s…………………….$129…………………………………..$47
30s…………………….$116…………………………………..$43.
40s…………………….$108………………………………….$42
50s…………………….$99……………………………………$39
60s…………………….$99……………………………………$41
70s…………………….$126………………………………….$53

Factors Allowed in Determining Car Insurance Rates in Lincoln, NE

The three most important criteria that Lincoln insurance companies use when calculating your monthly rate are your driving history, zip code of residency, and age/gender.

Lincoln auto insurance premiums are also influenced by the following additional factors:

Marital status
Credit score
Education
Occupation
Make and model of vehicle
Liability limits and deductible amount

Don’t forget to let your insurance carrier know your life circumstances change.

What is the cheapest car insurance in Lincoln, NE

According to our data, American National provides the most cheap auto insurance in Lincoln, Nebraska, with an average monthly liability rate of $18 and full coverage of $72. USAA (if you qualify) and Farmers Mutual of Nebraska are also excellent choices.

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