Car Insurance Quotes Liverpool

Car insurance premiums in Liverpool are influenced by a variety of factors that insurers consider to assess risk and calculate appropriate rates. Car insurance premiums in Liverpool are generally higher than in many other UK cities, which is attributed to Liverpool’s urban characteristics, such as higher traffic congestion, elevated crime rates, and greater accident incidence. These conditions increase the likelihood of claims and vehicle damage, factors which insurers incorporate into their pricing models. For instance, Liverpool’s average insurance premium is around £1,300 annually. Insurance firms adjust premiums in Liverpool to account for these heightened risks, reflecting the city’s specific driving environment and risk exposure.

For Liverpool residents seeking personalised insurance policies, several authorized agents regulated by the Financial Conduct Authority (FCA) operate within or near Liverpool. Notable FCA-authorized brokers include Arthur J. Gallagher, located in Liverpool city center; Broadhurst & Co in Wirral; ALDIUM Insurance Services Ltd in Neston; Acorn Insurance Group in Liverpool; A-Plan Insurance in Chester; and SIB Insurance in Southport. These brokers provide various car insurance options and support consumers in navigating coverage choices consistent with regulatory standards, assuring trustworthy services for residents.

Factors That Affect Car Insurance Premiums in Liverpool

Liverpool car insurance rates can vary based on several variables, including

Age and driving experience: Younger, less experienced drivers typically pay higher premiums.
Type of vehicle: The make, model, and age of your car can impact your insurance costs.
Driving history: Previous claims, convictions, and penalty points can lead to higher premiums.
Postcode: Insurance prices can vary between different areas within Liverpool.
Level of coverage: Comprehensive policies generally cost more than third-party or third-party, fire, and theft coverage.

Compare Cheap car Insurance Renewal in Liverpool with other popular cars

Drivers in Liverpool using any of these cars are expected to pay the following for car insurance, depending on th car brand.

Job Estimate
Ford Kuga car insurance………………£115.50 per month
Ford Mondeo car insurance………….£96.94 per month
Nissan Juke car insurance……………£88.00 per month
Cheap car insurance…………………….£61.60 per month
Black Box Insurance……………………£124.32 per month
Volkswagen Polo car insurance…….£77.45 per month
Ford Fiesta car insurance…………….£69.30 per month
Over 50’s car insurance……………….£31.86 per month
Ford Focus car insurance…………….£81.71 per month
BMW 3 Series car insurance………..£68.10 per month
Convicted Driver Insurance…………£74.69 per month
Nissan Qashqai car insurance………£81.30 per month
Vauxhall Corsa car Insurance………£79.14 per month
Vauxhall Astra car insurance……….£76.17 per month
VW Golf car insurance………………..£81.24 per month

How Do Car Insurance Rates in Liverpool Compare To Other Cities In The UK?

Due to factors including traffic congestion, crime rates, and the incidence of accidents in urban areas, car insurance prices in Liverpool are often a little higher than those in other UK cities. Based on these factors, insurance firms may modify prices to reflect Liverpool’s degree of risk.

Could any of these brokers find you a suitable policy?

Please be aware that we are not associated with this agent. Nonetheless, they are ranked according to their distances from Liverpool and are classified as authorized and regulated by the Financial Conduct Authority, which is key for companies that provide insurance.

Arthur J Gallagher (Liverpool)

Telephone: 01517088090
Ground and 1st Floor
Spinnaker House
141 Sefton Street
LIVERPOOL
Late 5SN

Broadhurst & Co

Telephone: 01516256411
Bridge House
13 Bridge Road
WIRRAL
Merseyside
CH48 5EX

ALDIUM Insurance Services Ltd

Telephone: 01513365881
Viscount House
High Street
NESTON, Wirral
CH64 9AD

Acorn Insurance Group

Telephone: 01704270027
The Lighthouse
98 Liverpool Road
LIVERPOOL
Lancashire
L37 6BS

A-Plan Insurance (Chester)

Telephone: 01244956195
30 Frodsham Street
CHESTER
Cheshire
CH1 3JL

SIB Insurance

Telephone: 01704500999
36 Hoghton Street
SOUTHPORT
Merseyside
PR9 0PQ

Car insurance premiums in Liverpool are shaped by a complex interplay of factors reflecting both driver characteristics and environmental risks. Age and driving experience fundamentally influence risk assessment, with younger and less experienced drivers facing higher costs. For additional information, visit here

RELATED ARTICLE

Car Insurance Quotes Edinburgh

Car Insurance Quotes Edmonton

Car Insurance Quotes London

Frank Oduro