Car Insurance Quotes Maine
Car Insurance Quotes Maine
In Maine, vehicle owners must renew passenger vehicle registrations annually and pay municipal excise taxes at their town office before registering. Maine law mandates minimum car insurance coverage, including $50,000 per person and $100,000 per accident for bodily injury liability, $25,000 for property damage liability, $50,000 per person and $100,000 per accident for uninsured motorist coverage, and $2,000 per person for medical payments coverage. Progressive generally offers some of the most affordable car insurance in Maine, but rates vary based on driving history and other factors. Good drivers in Maine can also benefit from various discounts.
Maine requires annual renewal of passenger vehicle registrations, with vehicle owners responsible for paying municipal excise taxes at their town office before registration. The excise tax is an annual tax that must be paid before registering a vehicle. The amount of the excise tax is determined by the age of the vehicle and the manufacturer’s suggested retail price.
Progressive is often mentioned as one of the most affordable car insurance companies in Maine. However, the actual cost of car insurance depends on individual circumstances, such as driving history, age, and credit score. The average cost of full coverage car insurance is $1,487 per year or about $124 per month.
Maine drivers with a clean driving record can benefit from various discounts. These discounts are available to drivers with clean driving records for a minimum of three to five years, free of moving violations, thefts, and other incidents that may raise rates. Additional discounts include multi-policy discounts, multi-vehicle discounts, senior driver discounts, defensive driving discounts, and military discounts.
Maine car insurance companies consider several factors when determining premiums. These include age, gender, make and model of the vehicle, zip code, driving record, and claims history. Insurers also assess credit history to determine rates, with strong credit scores often leading to lower premium
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Maine Vehicle Registration Information
In Maine, passenger vehicle registrations are required annually. the owner of the vehicle is responsible for paying the municipal excise taxes at their town office before registration.
Maine Minimum Car Insurance Coverage Requirement
Are you interested in knowing the laws that govern Maine’s car insurance policy? take a look at the following required coverage to ensure you are properly covered. Below are the required minimum insurance coverage policies.
Affordable Car Insurance In Maine
Most affordable car insurance companies in Maine start with Progressive, with $982 per year on average or $82 per month. Meanwhile, the average cost of full coverage car insurance in Maine is $1,487 per year or about $124 per month. Below is a list of the cheapest full coverage of car insurance for 35-year-old drivers having different driving records.
Category Cheapest company Median annual rate
Clean driving history………….Progressive…………………….$982
After a DUI………………………..Progressive……………………$1,273
After an accident………………..Concord Group………………$1,555
After a speeding ticket………..Progressive…………………….$1,303
Having poor credit……………..Progressive…………………….$1,524
Good Driver Discount In Maine
Yes. good drivers in Maine can benefit from discounts available. Drivers with clean driving records for a minimum of three to five years, free of moving violations, thefts, and other incidents that may raise rates. Maine drivers can apply for other discounts, including:
What Factors Does Maine Law Allow in Determining Your Premiums?
The following are just a few of the variables that Maine car insurance companies take into account when calculating your premiums:
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