Car Insurance Quotes Manchester
Car Insurance Quotes Manchester
The average annual cost of car insurance in Manchester is approximately £860, but this figure can vary significantly based on several factors. The cost of car insurance in Manchester is influenced by several factors, including the driver’s age and driving record. As drivers gain experience, their insurance rates tend to decrease, with those in their 30s, 40s, and 50s enjoying lower premiums compared to young drivers and less experienced drivers. Teenagers in Manchester pay an average of $328 per month for full coverage, while those in their 50s might pay as little as $86. Liability insurance coverage also follows a similar trend, with rates generally decreasing as drivers age and gain experience.
Several factors can affect the cost of car insurance premiums in Manchester. The driver’s age, as younger drivers are often considered high-risk due to their lack of driving experience. A clean driving record is key for maintaining low insurance costs, as speeding tickets, reckless driving citations, and at-fault accidents can lead to substantial rate hikes. Credit score also plays a role, with drivers who improve their credit score potentially saving significantly on their premiums.
When searching for affordable car insurance in Manchester, several companies stand out for offering competitive rates. Hastings Direct is often cited as one of the cheapest providers, with annual prices around £616. Other affordable options include Swiftcover (£682), AXA Insurance (£703), Hastings Essentials (£754), InsureTheBox (£770), and People’s Choice (£795). Comparing quotes from multiple providers is key to finding the best deal, as rates can vary based on individual circumstances and coverage needs.
To obtain a car insurance quote in Manchester, you will need to provide several details, including personal information such as your name, age, and contact information. You will also need to provide car details, including the vehicle’s registration, make, and model. Driver details, such as the names and ages of all drivers, as well as their claims and driving histories, are required. you must provide the location where the car is parked overnight, including the postcode, and your estimated annual mileage.
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What Is The Cost Of Car Insurance In Manchester?
Although it varies based on several criteria, including the age of the driver, the location where the car is stored overnight, and the brand and model of your car, the average annual cost of car insurance in Manchester is approximately £860.
Low-Cost Car Insurance Rates by Age in Manchester
People in their 30s, 40s, and 50s have cheaper insurance rates than new drivers. Young drivers are viewed as high-risk and will be penalized more for their inexperience as they drive. As you get older, is good to maintain consistently cheap insurance rates by having a clean driving record.
Our breakdown of Manchester’s average monthly premiums by age group can be found below.
Age Full Coverage Insurance Liability Insurance Coverage
Teenagers……..$328…………………………………….$142
20s……………….$120…………………………………….$50
30s……………….$100…………………………………….$43
40s……………….$90………………………………………$39
50s……………….$86………………………………………$38
60s……………….$94………………………………………$40
70s……………….$101……………………………………..$44
Who Are the Cheapest Car Insurance Companies in Manchester?
These insurance firms are among the least expensive for Manchester car insurance:
Insurance Provider Annual Price (£)
Hastings Direct ……………………………£616
Swiftcover……………………………………£682
AXA Insurance…………………………….£703
Hastings Essentials………………………£754
InsureTheBox………………………………£770
People’s Choice……………………………£795
Elephant…………………………………….£840
Why Do You Need Car Insurance In Manchester?
If you live in Manchester, you are legally required to have car insurance to drive on UK roads. In the UK, age over 17 with the appropriate driver’s license are allowed to drive a car; you need to discover the best car insurance plan for you.
What Do You Need To Get A Quote?
To compare car insurance in Manchester, please provide the following details:
- Personal details: name, age, contact info
- Car details: registration, make, model
- Driver details (s), name and age, claims history, driving history,
- Location: postcode where the car is parked overnight
- Annual mileage
What Levels Of Car Insurance Can You Get In Manchester?
Manchester State offers three different types of car insurance, which are as follows:
- Third-party only (TPO)
- Third-party, fire and theft (TPFT)
- Fully comprehensive car insurance
What Does Manchester Car Insurance Cover?
In the case of an accident, Manchester car insurance protects you against third-party claims in the same way as standard auto insurance.
What’s covered
- Accidental damage
- Public liability
- Third-party cover
- Day-to-day driving (i.e. social, domestic and pleasure journeys)
- Commuting to and from work
What’s not covered
- Driving without a licence (including suspended/expired licences)
- Unnamed/uninsured drivers
- Costs incurred when driving under the influence of alcohol or drugs
- Deliberate acts of theft, vandalism or burglary
- Damage caused by negligence (e.g. leaving the doors unlocked and the vehicle is stolen)
Car insurance in Manchester requires careful consideration of numerous factors to ensure adequate coverage at an affordable price. For more information, visit here
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