Car Insurance Quotes Nashville
Car Insurance Quotes Nashville
Nashville drivers face car insurance rates that differ from the rest of Tennessee due to factors such as road conditions, accident frequency, and weather patterns, and this is why comparing quotes from multiple insurance companies is soo important. The average annual car insurance rate in Nashville is $2,434; Another source indicates that the average annual cost of full coverage auto insurance in Nashville is $1,476, which is higher than the state average of $1,338, but less than the nationwide average of $1,674. This discrepancy suggests that different data sources may yield varying results. More densely populated areas or those with higher rates of accidents or theft typically see increased insurance prices.
The cost of car insurance in Nashville can fluctuate from one neighborhood to another. Several ZIP codes in Nashville have particularly high median car insurance rates. For instance, ZIP code 37217 has a median rate of $2,534, closely followed by 37211 at $2,531. Other ZIP codes with relatively high rates include 37207 at $2,468. Some of the least expensive ZIP codes are 37205 at $2,268 and 37212 at $2,301. These differences explains the importance of comparing quotes from multiple companies, as rates are highly influenced by local factors
For drivers looking for personalized assistance and quotes, Direct Auto Insurance has multiple agent locations in Nashville. These locations include 103 White Bridge Pike (615) 356-0202, 1128 Murfreesboro Rd. (615) 361-4507, 2614 Gallatin Pike (615) 340-6291, 3411 Clarksville Pike (615) 726-3091, and 3981 Nolensville Rd (615) 831-2600. These agents can provide tailored advice and help drivers explain the complexities of car insurance to find suitable policies.
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Average car Insurance Cost in Nashville and Tennessee
Quotes in Nashville are different. The prices that drivers are charged can vary depending on the type of roads, the number of accidents, and even the weather. The average rate in Nashville is $2,434
Average Cost of car Insurance in Nashville’s largest ZIP codes
The amount you pay for car insurance is based on your location. It’s important to note that some cities have higher rates of accidents or theft, and this leads to an increase in how much to pay for insurance. 2025 data shows that these are the most populated zip codes in Nashville and the average annual cost of car insurance for a 35-year-old driver with good credit and a clean driving record.
ZIP Median rate
37211………$2,531
37221……..$2,358
37209……..$2,350
37207……..$2,468
37217………$2,534
37214………$2,427
37206……..$2,445
37205……..$2,268
37215………$2,365
37212………$2,301
Nashville car Insurance Requirements
Nashville drivers are required by law to have car liability insurance
More precisely, Nashville requires the bare minimum of the following liability coverages:
- $25,000 bodily injury liability limit per person
- $50,000 bodily injury liability limit per accident
- $25,000 property damage liability
Collision, comprehensive and uninsured/underinsured motorist coverage are not required for Nashville drivers.
All coverages are based on the coverage limits stated in your policy.
Although drivers are not required by Tennessee law to have this coverage, if you are leasing your car, your lender might require it.
Why Do You Need Auto Insurance?
It’s all about protecting yourself financially in situations such as;
- Repairing or replacing your car after an accident or theft can be expensive.
- Medical expenses can be very high if you or any other passengers are hurt in a collision.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.
Direct Auto Insurance: Car Insurance Agents in Nashville, TN
Do you need an agent to get the correct quote for your car insurance in Nashville, TN? Contact these agents.
103 White Bridge Pike
- Closed – Opens at 9:00 AM
- 103 White Bridge Pike
- (615) 356-0202
1128 Murfreesboro Rd.,
- Closed – Opens at 9:00 AM
- 1128 Murfreesboro Rd.,
- (615) 361-4507
2614 Gallatin Pike
- Closed – Opens at 9:00 AM
- 2614 Gallatin Pike
- (615) 340-6291
3411 Clarksville Pike
- Closed – Opens at 9:00 AM
- 3411 Clarksville Pike
- (615) 726-3091
3981 Nolensville Rd
- Closed – Opens at 9:00 AM
- 3981 Nolensville Rd
- (615) 831-2600
555 Marriott Drive
- (501) 985-4455
555 Marriott Drive
- (850) 434-5690
555 Marriott Drive
- (850) 434-5690
How Much Is Car Insurance in Nashville, Tennessee?
The average annual cost of full coverage auto insurance in Nashville is $1,476 which is higher than the state average of $1,338 and less than the $1,674 nationwide average. Your age, gender, residency zip code, and prior claims history are the main determinants of your Tennessee car insurance rate.
By understanding these aspects, Nashville drivers can make informed decisions to secure adequate and affordable car insurance. For additional information, visit here
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