Car Insurance Quotes Roanoke va

By | March 27, 2025

Car Insurance Quotes Roanoke va

Car Insurance Quotes Roanoke va

Comparing quotes from multiple insurers and consulting with local independent agents is a set  in finding the best insurance companies to meet your needs. Driving violations can increase car insurance premiums in Roanoke, VA. Insurance companies consider drivers with violations to be higher risk, leading to a higher rate. A driver convicted of reckless driving may see an average increase of $624 annually, while a speeding ticket could add $559 to the annual premium. The most severe impact comes from a DWI or DUI conviction, which can raise insurance costs by $687 annually. Other violations, such as at-fault accidents, also lead to increased rates, with the cost varying depending on the extent of the damages.

Several insurance companies are recognized for providing excellent service and competitive rates in Roanoke. USAA, State Farm, and Auto-Owners are seen as top insurers, with high customer satisfaction ratings. However, compare quotes from multiple insurers to find the best fit. Local independent insurance agents can provide valuable guidance in selecting the right policy. Firms such as Beveridge & Akers Insurance Group, Don Hodson Insurance Associates Inc., and The Hilb Group of Maryland LLC offer personalized service and can help drivers navigate the complexities of insurance coverage.

Car insurance rates in Roanoke, Virginia, are influenced by a variety of factors, including driving history, age, and coverage levels. Maintaining a clean driving record and using discounts are key strategies for Roanoke drivers to secure affordable car insurance

Teen drivers typically face the highest car insurance rates due to their inexperience; several strategies can help teen drivers in Roanoke lower their insurance costs. Maintaining a good driving record is essential, as is achieving good grades, which can qualify them for a good student discount. Avoiding high-performance vehicles, building good credit, and increasing the deductible are also effective ways to reduce premiums.

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Roanoke VA car Insurance Costs by Violation

Avoiding collisions and tickets is the best strategy to reduce car insurance premiums. Insurance companies give low-risk drivers discounts to pay less.

Auto insurance rates for Roanoke drivers convicted of reckless driving are higher than the city average, with the amount of $624 annually. A speeding ticket cost $559, whereas a DWI or DUI conviction results in additional insurance charges of $687 annually.

Incident                                                                                        Avg. 6 Mo. Premium
DWI/DUI………………………………………………………………………..$687
Reckless Driving………………………………………………………………$624
At-fault Accident (damages less than $1,000)……………………..$630
At-fault Accident (damages greater than $2,000)………………..$702
Speeding Ticket (16-20 mph over speed limit)…………………….$559

What Increase Car Insurance Quote In Roanoke va

Driver will receive an increase rate on car insurance if found guilty on any of the following:

  • at-fault collisions
  • DUIs
  • reckless driving charges,
  • speeding tickets all raise the cost of auto insurance.

Cheapest Car Insurance for Teens Auto-Owners

Teen drivers pay more for car insurance because of their relative immaturity and lack of experience. Most insurance companies offer many alternatives for teen drivers to reduce their premiums.

Some ways to save include:

  • Maintain a good driving record.
  • Keep up your grades to qualify for a good student discount.
  • Avoid high-performance vehicles.
  • Build good credit.
  • Increase your deductible to whatever amount you could afford to pay out of pocket if you had to file a claim.

Independent Insurance Companies Near Roanoke, Virginia

An Agent will guide you to select the best insurance policy to meet your needs. Few contact these agents through the following list

Beveridge & Akers Insurance Group

  • Working hours 8:30 AM – 5:00 PM
  • (540) 777-4877
  • 2772 Electric Rd
  • Ste 3
  • Roanoke, VA 24018

Don Hodson Insurance Associates Inc.

  • 9:00 AM – 5:00 PM
  • (540) 387-5071
  • 5121 Starkey Rd
  • Roanoke, VA 24018

The Hilb Group Of Maryland LLC

  • Working hours 9:00 AM – 5:00 PM
  • (866) 375-9078
  • 3119 Chaparral Dr
  • Ste A
  • Roanoke, VA 24018
  • Link Opens in New Tab

The Hilb Group Of Maryland, LLC

  • Working hours 9:00 AM – 5:00 PM
  • (540) 366-8829
  • 6334 Peters Creek Rd
  • Roanoke, VA 24019

Ap Benefit Advisors LLC

  • (276) 466-4699
  • 16 Church Ave SE
  • Roanoke, VA 24011

Capital Insurance And Bonding

  • (804) 347-9069
  • 401 Campbell Ave SW
  • Ste 303
  • Roanoke, VA 24016

What are The Best car Insurance Companies in Roanoke?

The Best auto insurance firms in Roanoke are USAA, State Farm, and Auto-Owners. They have excellent ratings with Scores of 8.5, 9.3, and 9.4 out of 10. Because every person has different insurance needs and financial circumstances, always compare quotes from several insurers.

How much is car insurance in Roanoke va per month?



Car insurance in Roanoke, va costs an average of $149 per month. Drivers pay $109 for liability coverage and $188 for full coverage.
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