Car Insurance Quotes Spartanburg sc
Car Insurance Quotes Spartanburg sc
Car insurance is a necessity for drivers in Spartanburg, South Carolina, providing financial protection in the event of accidents or damages. However, the cost of car insurance can vary significantly based on several factors, including coverage type, age, driving history, and the insurance provider .
In Spartanburg, the average monthly premium for liability-only car insurance is $158, while full coverage averages around $252 per month. These rates are notably higher than the national average, which may be attributed to South Carolina’s high rate of fatal car accidents and Spartanburg’s relatively large population. The increased traffic and accident rates in more populated areas often lead to higher insurance premiums.
Age is a significant factor influencing car insurance rates. Teen drivers, due to their inexperience and higher risk of accidents, typically face the highest premiums. As drivers gain experience, their rates tend to decrease until they reach their 70s, when rates begin to climb again, potentially due to age-related health concerns.
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How Much Is car Insurance in Spartanburg?
In Spartanburg, the average monthly premium for liability-only auto insurance is $158, while the average monthly premium for full coverage is $252. These rates are higher than the national average and could be due, in part, to South Carolina leading the nation in fatal crashes and Spartanburg’s large population.
Average cost of car Insurance by Age
How much you pay for car insurance depends on your age. Teen drivers usually pay the highest rates because of their relative inexperience. However, the cost of your coverage starts to go down as you become older. This holds until retirement, at which point rates start to rise once more at age 70 as a result of possible health issues. The cost of insurance coverage in Spartanburg for each age group is shown here.
Age Average Monthly Quote
Teens…………….$428
20s………………..$287
30s………………..$219
40s………………..$201
50s………………..$183
60s………………..$183
70s………………..$194
Car insurance requirements in South Carolina
Drivers in Spartanburg, are required to have minimum liability insurance, which covers both property damage and bodily injury responsibility. Spartanburg, like the majority of states, does not mandate uninsured motorist coverage. these are the state minimum requirements:
- Coverage of Bodily injury liability and a Minimum Requirement of $25,000 per person / $50,000 per accident
- Minimum Requirements and Property damage liability and a Minimum requirement of $25,000 per accident
Cheapest full-coverage car insurance in Spartanburg
Liability, comprehensive, and collision coverage are all included in full-coverage car insurance. it covers the cost of repairs and the other driver’s repairs if you cause a collision. Additionally, it protects you against theft, extreme weather, and vandalism.
The average monthly premium for a full-coverage insurance policy in Spartanburg is $252. The best quotes for full coverage are provided by the following insurance providers.
Insurance Company Average Monthly Quote
USAA…………………………………$85
Auto-Owners………………………$92
State Farm…………………………$94
GEICO……………………………….$101
Nationwide…………………………$139
Allstate………………………………$146
Progressive…………………………$153
Travelers…………………………….$158
Safeco………………………………..$179
State Auto…………………………..$192
Root…………………………………..$204
National General…………………$223
Direct Auto…………………………$235
Liberty Mutual……………………$285
Dairyland…………………………..$329
The General……………………….$337
AssuranceAmerica………………$350
Bristol West……………………….$381
GAINSCO………………………….$407
What Discounts Are Available?
There are several discounts available at Spartanburg, sc, These include multi-product discounts, multi-car discounts, homeowner discounts, good student discounts, safe driver discounts, affinity discounts, and more. For additional information, visit here
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