Car Insurance Quotes Staten Island
Car Insurance Quotes Staten Island
Securing the cheapest car insurance in Staten Island involves several key steps, beginning with comparing quotes from multiple insurance providers. Factors influencing insurance rates include driving record, vehicle make and model, age, credit history, and desired coverage levels. To further reduce premiums, maintaining a clean driving record is essential. Choosing a car with good safety features can also lead to lower insurance costs. Opting for a higher deductible can lower monthly payments, but very expensive in the event of an accident. bundling car insurance with other policies, such as homeowners insurance, can result in significant savings. By considering these strategies and looking for the best rates, Staten Island drivers can effectively manage their car insurance expenses.
In Staten Island, the average monthly car insurance quote varies depending on the driver’s age. Teenage drivers, due to their inexperience and higher risk of accidents, face the highest premiums, averaging around $661 per month. As drivers gain experience, rates tend to decrease, with those in their 20s paying approximately $599 per month. The trend continues downward for drivers in their 30s paying $538, 40s ($527), 50s ($480), and 60s ($425). However, drivers aged 70 and older may experience a slight increase in their premiums, averaging around $399 per month, potentially due to age-related factors affecting driving abilities.
Liability-only car insurance is the most basic form of coverage, providing financial protection if the policyholder causes an accident. This type of insurance covers the costs of damage to other people’s property and medical expenses for injuries caused to others, but it does not cover damages to the policyholder’s vehicle or personal medical bills. In Staten Island, the average cost of liability-only car insurance is $345 per month. However, rates can increase among different insurance companies. CSAA offers the lowest average monthly quote at $152, followed by Safeco at $158. companies with relatively affordable liability-only options include Liberty Mutual at $225, Midvale Home & Auto at $226, and Progressive at $265.
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Average cost of car insurance by age
Car insurance rates are influenced by age. Due to their inexperience and increased risk of accidents, teens and young drivers pay the highest premiums. Around age 35, rates often start to decline.
Adult drivers at Staten Island who are 70 years of age or older may see a rise in their car insurance premiums. Check out the table below to find out if your car insurance premiums is higher.
Age. Average Monthly Quote
Teens………… $661
20s…………….$599
30s…………….$538
40s…………….$527
50s…………….$480
60s…………….$425
70s…………….$399
How to get the cheapest car insurance in Staten Island
To get the best quote for car insurance from the top car insurance companies, it is important to compare quotes from several insurance providers. the first step is finding affordable auto insurance quotes in the Staten Island region. Insurance companies take into account your age, credit history, car make and model, driving record, and the amount of coverage you require. Additionally, the following tips can help you find lower-cost Staten Island vehicle insurance:
- Maintain a clean driving record.
- Choose a car with good safety features.
- Go with a higher deductible.
- Bundle your policies.
Cheapest liability-only car insurance in Staten Island
Liability-only car insurance is the most basic form of coverage. It covers medical costs for injuries you inflict on other people in an accident as well as damage you cause to other people’s property. However, it does not cover personal medical expenses or damage to your car.
In Staten Island, the average cost of liability-only car insurance is $345 per month. The insurance providers in Staten Island with the most affordable liability insurance rates are listed in the table below.
Insurance Company Average Monthly Quote
CSAA……………………………………$152
Safeco…………………………………..$158
Liberty Mutual………………………$225
Midvale Home & Auto……………$226
Progressive…………………………..$265
Erie……………………………………..$357
USAA…………………………………..$373
Travelers………………………………$435
Bristol West………………………….$438
Car Insurance Agents in Staten Island, New York
You can receive car insurance quotes by talking to agents. In Staten Island, these are the best insurance companies to reach out to.
- Dominick Abramo
3929 Amboy Road
Staten Island, NY 10308-2421
718-395-3018
- Larissa Buerano
131 New Dorp Lane
Staten Island, NY 10306-3003
718-987-6700
- Larissa Buerano
1228 Forest Ave
Staten Island, NY 10310-2426
718-727-1000
- Maureen Lavelle
262 Arden Avenue
Suite R
Staten Island, NY 10312-1219
718-948-4111
- Terry Monroe
3135 Victory Boulevard
Staten Island, NY 10314-6758
718-761-4310
- Steve Pante
c/o State Farm Insurance
2090 Hylan Boulevard
Staten Island, NY 10306-3457
718-987-6889
- Nereyda Perez
LUTCF
1667 Richmond Road
Staten Island, NY 10304-2317
718-987-6601
- Christine Relyea
LTCP , LUTCFChristine M Relyea Ins Agy Inc
2391 Richmond Ave
Staten Island, NY 10314
718-698-5803
- Eric Safarian
3845 Richmond Avenue Suite 2B
Staten Island, NY 10312
718-227-1500
- Michael Tharian
Michael Tharian Ins Agency Inc
1855 Victory Blvd
Staten Island, NY 10314-3517
718-447-3900
By carefully considering these aspects, Staten Island drivers can make informed decisions to obtain the best possible car insurance coverage at a reasonable price. For additional information visit here
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