Car Insurance Quotes York Pa
Car Insurance Quotes York Pa
York Pa law mandates that all drivers maintain financial responsibility, specifically through auto insurance. In York, PA, this translates to a minimum auto insurance policy of 15/30/5. The minimum coverage requirements in York, PA, are set to provide a basic level of financial protection in the event of an accident. The $15,000 per person and $30,000 per accident bodily injury liability coverage is designed to compensate others for injuries or deaths caused by the policyholder’s negligence. The $5,000 property damage liability coverage covers damages to another person’s property; the mandated $5,000 in medical benefits or PIP ensures that the policyholder and their passengers receive medical coverage regardless of who is at fault in an accident. These are just minimums. but may not be enough to cover all potential costs in a serious accident.
While the average monthly premium for auto insurance in York, PA is $117, which is lower than the national average, costs can still vary significantly. Several factors influence insurance rates, including driving history, vehicle type, age, and credit score. To find the most affordable rates, compare quotes from multiple insurance companies. Several independent insurance agencies in York, PA can assist in finding the right coverage at a competitive price.
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Car insurance requirements in York Pa
In York, PA drivers must have a 15/30/5 auto insurance policy. Medical benefits of at least $5,000 must also be included in policies. You risk having your car registration privileges revoked for three months if you disregard these requirements and allow your auto insurance to lapse.
Coverage Minimum Requirements
Bodily injury liability…………….$15,000 per person / $30,000 per accident
Property damage liability………$5,000
Although the above coverages meet the state minimum, there are several options available if you want to increase your coverage, such as:
- Uninsured/underinsured motorist coverage
- Funeral benefit
- Income loss
- Collision coverage
- Comprehensive coverage
- Rental reimbursement
- Towing coverage
- Gap coverage
Independent Insurance Companies near York, Pa
Get the right coverage for your needs by browsing a list of local independent insurance agents in York, PA. Reach out to them and secure the coverage you require.
Insurance Partners Alliance, LLC
- Closed Today
- (717) 757-2895
- 10 Eastern Blvd
- York, PA 17402
Michael C. Durkin
- Closed Today
- (717) 825-1199
- 1145 Glendale Rd
- York, PA 17403
Peiffer Insurance
- Closed Today
- (717) 854-6004
- 2220 E Market St
- York, PA 17402
AAA Mid States Travel & Insurance Agency
- (717) 600-8700
- 2840 Eastern Blvd
- York, PA 17402
Dietz And Bluett LLC
- (610) 628-2506
- 2000 S Queen St
- York, PA 17403
Hub International Northeast Limited
- (717) 767-7850
- 1805 Loucks Rd
- York, PA 17408
Cheapest Car Insurance For Drivers With An at-fault Accident York Pa
At-fault incidents result in increased liability and claim expenses for insurers. Companies raise premiums as a result of the increased risk.
For drivers in York with a history of accidents, the average monthly premium is $149.
An overview of average quotes for drivers in York PA with and without an at-fault collision can be found in the following table.
Insurance Company Clean Driving Record With Accident
State Farm…………………….$45……………………………………$57
Mile Auto………………………$47……………………………………$61
Erie………………………………$52……………………………………$69
Auto-Owners…………………$56……………………………………$72
National General……………$61……………………………………$77
Travelers……………………….$67…………………………………..$86
GEICO………………………….$69…………………………………..$88
Progressive……………………$70…………………………………..$91
Allstate…………………………$79…………………………………..$101
The General………………….$79…………………………………..$104
Is Car Insurance More Expensive in York, PA?
The cost of auto insurance varies throughout York, PA. Depending on your location, insurance companies in York Pa offer some of the lowest auto insurance rates in the state, at $117 a month, which is also less than the $151 national average.
How Much Is car Insurance in York?
In York, PA, the average monthly premium for auto insurance is $117. The average cost of complete coverage is $146, while the average cost of liability coverage is $88. For additional information here
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