Car Insurance Quotes Augusta ga
Car Insurance Quotes Augusta ga
Car insurance is an essential financial consideration for car owners in Augusta, Georgia. The average monthly cost for car insurance in Augusta, ga reveals a division between full coverage and liability-only policies. full coverage insurance costs approximately $231 per month, while liability coverage stands at about $146 monthly. On an annual basis, the overall average premium for car insurance in Augusta is roughly $758. This discrepancy in car insurance in Augusta is a result of various factors such as age, credit ratings, and driving history.
Drivers need to compare quotes from many insurance providers. This strategy often leads to substantial savings. Notably, Georgia Farm Bureau consistently offers the cheapest premiums in Augusta, averaging around $556 for six months. Other significant players in the market include USAA at approximately $619, State Farm at $716, GEICO at $745, and Progressive at $876.
Age plays a critical role in determining car insurance premiums in Augusta, with data showing that 28% of drivers fall within the 20 to 29 age range. Insurance rates are notably more favorable for older drivers; for instance, individuals in their 50s benefit from an average annual premium of about $664, which is the lowest among all age brackets. teenage drivers form the group with the highest premiums, incurring costs of approximately $3,068 every six months. This amount is staggering when compared to the premiums of $4,765 more than those of their counterparts in other age groups.
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How much is car insurance in Augusta?
The monthly cost of car insurance in Augusta, ga is $231 for full coverage and $146 for liability coverage.
In Augusta, the average annual premium for car insurance is $758. That’s less costly than the national average of $1,093 and less expensive than Georgia’s statewide average of $804. The average prices for Augusta car insurance are determined by age, credit score, and other variables in our guide. Continue reading to find out more!
Car Insurance Requirements In Georgia
In Augusta, car owners must have a minimum amount of car insurance to register their cars and drive legally. The minimum coverage limits are 25/50/25 in liability insurance, This protects you when you cause an accident that results in someone else’s injuries or property damage
Coverage Minimum Requirements
Bodily injury liability……………….$25,000 per person / $50,000 per accident
Property damage liability…………$25,000 per accident
Augusta Car Insurance Rates By Company
The best way to save more money on car insurance is to compare quotes from as many companies as possible and select a provider with the most affordable quote. Georgia Farm Bureau gives Augusta’s cheapest prices. See below the best options for affordable auto insurance in Augusta. Remember to obtain quotes for car insurance that meet your particular driving style.
Company Avg. 6 Mo. Premium
Georgia Farm Burea……….$556
USAA…………………………….$619
State Farm……………………..$716
GEICO…………………………..$745
Progressive ……………………$876
Augusta auto insurance rates by age
According to our research, 28% of Augusta drivers are between the ages of 20 and 29. With an average annual premium of $664, drivers in their 50s had the lowest car insurance premiums in Augusta. Individuals in their 60s do not pay much extra $985.
Teenagers are the Augusta drivers with the highest insurance costs. Ageing out of your teens is one of the best strategies to reduce your Augusta car insurance rates as a driver. Teenage drivers in Augusta pay $3,068 per six months, which is $4,765 more than the second-highest rate for that age group.
Age bracket Avg. 6 Mo. Premium
Teenagers…………..$3,068
20s…………………….$1,052
30s…………………….$751
40s…………………….$717
50s…………………….$664
60s…………………….$685
70s…………………….$857
Augusta Car Insurance Costs by Violation
The best strategy to reduce your car insurance premiums is to keep your driving record clean. Increases in car insurance rates may result from at-fault collisions, DUIs and DWIs, speeding penalties, and reckless driving charges.
When it comes to car insurance, Augusta drivers who are found guilty of reckless driving pay a premium that is $783 higher annually than the city average. On average, a speeding ticket raises your insurance rate by $392, but a DUI conviction raises your premiums by $1,146 annually.
Incident Avg. 6 Mo. Premium
DUI/DWI…………………………………………………………….$1,331
Reckless Driving…………………………………………………..$1,150
At-fault Accident (damages less than $1,000)………….$1,056
At-fault Accident (damages > $2,000)……………………$1,176
Speeding Ticket (16-20 mph over speed limit)………..$954
This proactive approach not only safeguards against unforeseen financial liabilities but also ensures compliance with essential state insurance regulations. For additional information, visit here
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