Car Insurance Quotes Duluth GA
Car Insurance Quotes Duluth GA
Car insurance is an essential expense for residents of Duluth, GA influenced by various factors, including age, gender, and credit history. Comparing quotes from multiple insurance companies help you to save a lot of money. The typical monthly car insurance premium in Duluth averages approximately $127. When compared to the broader state of Georgia, where the average monthly premium is about $105, Duluth residents pay roughly $22 more each month for auto insurance. This suggests that local factors in Duluth, such as population density, traffic patterns, or claims history, may contribute to higher insurance costs relative to other parts of Georgia, Duluth’s average rate stands around $47 higher than the national average monthly premium of $80, indicating that residents face insurance expenses noticeably above the U.S. average. These higher costs could reflect regional risk factors or differences in required coverage levels in Duluth.
Drivers in Duluth, Georgia, are legally required to maintain minimum auto insurance coverage limits. According to local law, these minimum liability limits include $25,000 per person for bodily injury, $50,000 per incident for bodily injury when multiple persons are injured, and $25,000 per incident for property damage coverage. These minimums are established to ensure that drivers have basic financial responsibility for injuries or damages they cause in accidents. Adhering to these minimum requirements protects both the insured and the broader community by supporting accident victim compensation.
Car insurance premiums in Duluth also vary by gender, with men generally paying more than women. On average, male drivers pay approximately $133 per month for car insurance, whereas women pay about $118, reflecting a $15 monthly difference in favor of female drivers. This disparity aligns with broader industry statistics indicating men tend to engage in riskier driving behaviors and have higher rates of severe accidents, factors that insurance companies consider when determining rates. Thus, women benefit from relatively lower premiums due to their statistically safer driving patterns.
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How Much Is Car Insurance in Duluth?
How much will Duluth residents have to pay for car insurance? Does Duluth have higher or lower rates than other states? The following charts and articles provide average cost breakdowns depending on a variety of factors:
Area Average Monthly Car Insurance Premium
Duluth……………$127
GA…………………$105
United States….$80
The above chat shows that the cost of car insurance in Duluth is about $22 higher per month than in the rest of Georgia. Residents of Duluth will also probably pay more for auto insurance than in other states. In Duluth, the cost of coverage is roughly $47 more than the national average price.
Duluth Car Insurance Rates by Age
You can benefit greatly from that experience when it comes to auto insurance. The table below shows that drivers between the ages of 18 and 24 make twice as much as those 65 and older. Your monthly premium will likely decrease for every ten years that you age. When you reach retirement age in Duluth, your rates can increase once more.
Age Range Average Premium
Under 18 Not Enough Data
18-24……………….$202
25-34……………….$119
35-44………………$105
45-54………………Not Enough Data
55-64………………$97
65+…………………$96
Duluth Car Insurance Rates by Gender
Men’s car insurance rates are typically somewhat higher than women’s. In Duluth, where women pay around $15 less than men per month, according to the accompanying figure, the average monthly cost of auto insurance in the area is $118 for women and $133 for men.
Gender Average
Male……………$133
Female………..$118
What Is The Minimum Coverage Required in Duluth, GA?
According to Duluth, Georgia law, the minimal limitations of liability are $25,000 per person for bodily injury, $50,000 per incident, and $25,000 per incident for property damage.
Find An Insurance Agent in Duluth GA
Find a car insurance agent in Duluth, GA, and select from these agents to assist you with insurance.
Richard L Needham
- (770) 300-9600
- 2476 Pleasant Hill Rd
- Ste 202
- Duluth, GA 30096
Sae Wook OH
- Open Until 5:00 PM
- (678) 990-6880
- 2444 Hwy 120
- Ste 202
- Duluth, GA 30097
Thai Chang Agency Inc.
- Open Until 5:00 PM
- (678) 205-0333
- 3980 Peachtree Industrial Blvd
- Ste 100
- Duluth, GA 30096
Alliance Capital Investment Gr
- (770) 904-5274
- 3235 Satellite Blvd
- Ste 300
- Duluth, GA 30096
Can I Get Car Insurance with bad credit?
Although your insurance cost may be slightly higher, you can still obtain auto insurance even if you have poor credit. A quote site will help you find Insurance with a very affordable price. For additional information visit here
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