Car Insurance Quotes Ocala
Car Insurance Quotes Ocala
Car insurance quotes in Ocala are influenced by factors such as the type of coverage, the driver’s profile, and local conditions. In Ocala, the average driver pays $128 per month for liability insurance and $206 per month for full coverage. These rates are influenced by several factors specific to the driver and their location. Liability insurance covers damages to others if the policyholder is at fault in an accident, while full coverage includes collision and comprehensive coverage for the policyholder. The actual cost can vary based on individual circumstances and the specific coverage limits chosen.
State Farm is often cited as the top car insurance provider in Ocala due to its affordable rates and customer service. GEICO is another leading insurer, known for its strong financial rating and competitive pricing. State Farm has a Score of 9.3 and an AM Best financial strength rating of A++ (Superior), while GEICO has an IQ Score of 9.0 and also holds an AM Best rating of A++ (Superior). These ratings indicate the company’s financial stability and ability to pay out claims.
Car insurance rates in Ocala can vary significantly depending on the zip code. Factors such as crime rates, population density, and the frequency of accidents and insurance claims within a specific zip code influence these differences. Rates in the 32668 zip code average around $144 per month for full coverage and $53 for liability coverage, while in the 33150 zip code, full coverage averages $267 per month and liability coverage costs $111.
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How Much Is Car Insurance in Ocala?
In Ocala, drivers spend $128 monthly on liability insurance and $206 monthly on full coverage. Your average rates are determined by several factors, including your age, region, marital status, credit history, and driving record.
What Are the Best Car Insurance Companies in Ocala?
State Farm is the top auto insurance provider in Ocala. GEICO comes in second, with an AM Best financial strength rating of A++ (Superior) and an IQ score of 9.0.
Affordable Car Insurance Rates by Zip Code in Ocala, FL
When it comes to rates, each Ocala zip code is handled differently. Risk is determined by the number of stolen car claims, vandalism incidents, natural catastrophes, and other events that occur in each zip code.
See the breakdown below for the average monthly premium paid by zip code in Ocala:
Zip Code Full Coverage Insurance Liability Insurance Coverage
32668…………….$144……………………………………..$53
33150……………..$267…………………………………….$111
33177……………..$254…………………………………….$104
34470……………$154………………………………………$58
34471…………….$154………………………………………$58
34472…………….$154……………………………………..$58
34473……………$152………………………………………$57
34474…………….$154……………………………………..$58
34475……………$152………………………………………$58
34476……………$151……………………………………….$58
34477……………$154………………………………………$58
Car Insurance Factors Allowed in Ocala, FL
Ocala residents’ car insurance rates are determined by several factors. The following are some factors that affect your auto insurance premium:
- Age
- Gender
- Zip code
- Credit score
- Marital status
- Make and model of vehicle
- Liability limits
- Amount of deductible
Keep in mind it’s important to keep a clean driving record free of accidents and moving violations. You might be classified as a high-risk driver after just one at-fault collision, which would keep your premiums high for at least three years.
Comparison of Rates Paid in Various Florida Cities
For the average monthly premium paid in Florida cities, These the breakdowns are below:
City Full Coverage Insurance Liability Insurance Coverage
Ocala……………………$154……………………………………..$58
Jacksonville………….$159……………………………………..$58
Miami………………….$243……………………………………..$97
Fort Lauderdale…….$221……………………………………..$83
Tampa………………….$210……………………………………..$79
Is car insurance more expensive in Ocala?
Ocala’s average monthly auto insurance quote is $167, which is far more than the $151 national average. insurers prices are base on factors, such as the cost of repairs, accident frequency, vehicle theft, and vandalism rates.
In general, car owners who reside in small towns like Ocala will pay lower average rates than those who reside in a big city like Miami.
Car Insurance Agent In Ocala
In Ocala, these are the best 6 insurance agents to contact
Laurie Insurance Group LLC
- (704) 342-2886
- 917 E Silver Springs Blvd
- Ocala, FL 34470
Acentria Insurance
- (352) 732-3881
- 420 SE 8th St
- Ocala, FL 34471
Banc Of Amer Insurance Services, Inc.
- (877) 878-1122
- 35 SE 1st Ave
- Ocala, FL 34471
Bill Lovell Insurance Inc.
- (352) 867-8777
- 527 SW 10th St
- Ocala, FL 34471
Bird Insurance Services LLC
- (352) 622-3899
- 516 SE 17th St
- Ocala, FL 34471
Brightway Insurance
- (352) 694-2886
- 1112 NE 36th Ave
- Ocala, FL 34470
Consulting with local insurance agents can also provide valuable insights and personalized service to learn more about insurance policies. For additional information visit here
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