Car Insurance Quotes Rome GA
Car Insurance Quotes Rome GA
In Rome, GA, as in many other places, gender can play a role in determining car insurance rates. On average, female drivers in Rome tend to pay slightly less for car insurance than their male counterparts. The difference in monthly premiums is approximately $5, with female drivers paying around $79 per month compared to $84 per month for male drivers. This discrepancy is often attributed to statistical data suggesting that young men are more likely to engage in risky driving behaviors, leading to a higher incidence of accidents and claims. it’s important to note that not all states allow insurers to use gender as a factor in setting rates
While the difference in rates based on gender exists, consider other factors, such as age, driving record, and the specific insurance company, can have a more significant impact on premiums. For instance, MarketWatch noted that the national average cost of full coverage car insurance is $1,340 per year for women and $1,391 per year for men, a difference of about 4%. This suggests that while gender is a factor, its influence is relatively small compared to other variables.
Age is another factor that affects car insurance rates in Rome, GA. Younger drivers, particularly those between 18 and 24, face higher premiums due to their lack of driving experience and a higher likelihood of being involved in accidents. In Rome, drivers in this age group pay an average of $130 per month, which is $57 more than drivers at retirement age. As drivers gain experience and reach their late 20s and 30s, their insurance premiums generally decrease. Rates may start to increase again as drivers reach their senior years, typically around age 65.
The average cost of car insurance in Georgia ranges from $4,508 per year for 16-year-olds to $806 per year for 55-year-olds. This trend reflects the insurance industry’s assessment of risk based on age and driving experience. While age-based rates are common, some states, such as Massachusetts, have rules against them. new drivers often face higher costs due to limited experience.
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Rome, GA Car Insurance Rates by Gender
Car insurance rates for female drivers are often lower than for male drivers. In Rome, GA, the difference is roughly $5 per month. As you can see from the data below, female drivers usually pay $79 per month, while male drivers pay an average of $84 per month.
Gender Average
Male……………….$84
Female…………….$79
How much is car insurance in Rome?
The cost of auto insurance in Rome is around $24 less than in the rest of Georgia.
If you’re considering relocating to Rome from out of state, you may want to budget a little extra for your insurance. Compared to the average rate for the rest of the United States, the cost of auto insurance in Rome is about $1 more.
Although these are the quotes for auto insurance in Rome, it isn’t guaranteed that it’s what you’ll pay.
Area Average Monthly Car Insurance Premium
Rome……………………$81
GA……………………….$105
United States………..$80
Rome Car Insurance Rates by Age
Assume that the older you are, the longer you’ve been driving. When it comes to car insurance costs, that experience can result in savings. In this instance, those between the ages of 18 and 24 pay $57 more than those who are of retirement age.
Your monthly premium decreases every ten years. That being said, your rates in Rome can start to rise once more as you get closer to retirement.
Age Range Average Premium
Under 18………….Not Enough Data
18-24……………….$130
25-34………………$88
35-44………………$71
45-54………………$70
55-64………………$63
65+…………………$73
Independent Insurance Companies near Rome, GA
Get assistance for your car insurance by contacting the insurance agent mentioned below.
Brown & Brown Insurance Services Inc.
- (706) 291-4000
- 800 Broad St
- Ste 100
- Rome, GA 30161
Central Specialty Risk
- (706) 232-2263
- 101 John Davenport Dr NW
- Rome, GA 30165
Coosa Valley Financial Group
- (706) 235-2289
- 413 Shorter Ave SW
- Ste 107
- Rome, GA 30165
Dewey Jowers Insurance Agency Inc.
- (706) 232-9704
- 706 E 2nd Ave SW
- Rome, GA 30161
Kevin H Wall Insurance Srvcs LLC
- (706) 232-8688
- 101 Westmore Rd SW
- Rome, GA 30165
Oakbridge Insurance Agency LLC
- Closed at 5:00 PM
- (706) 290-1777
- 319 E 8th St. SW
- Rome, GA 30161
Why Are Car Insurance Rates In Rome different from other areas?
Car insurance companies look at many criteria when determining how much to charge for coverage. Where you live will have an impact on your insurance coverage, which will be impacted by factors like:
- Total number of drivers in the area
- Regional crime rates
- Regional laws
- Road Safety (frequency of car accidents)
- Amount of off-street parking
These points are worth considering when thinking about the purchase of a new policy or a move. Each city and town will have its unique pricing, so these kinds of recommendations are a good place to start. For additional information, Visit here
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