Car Insurance Quotes Wilmington nc

Car Insurance Quotes Wilmington nc

Car Insurance Quotes Wilmington nc

Car Insurance Quotes Wilmington nc

Car insurance is a must for drivers in Wilmington, North Carolina, but the cost and coverage options differ based on factors such as insurance coverage type, credit score, and driving history. The average cost of car insurance in Wilmington is $98 per month for full coverage and $57 per month for liability-only insurance. These are just averages. For instance, a six-month premium in Wilmington averages $486, which is slightly more than the North Carolina average of $477, but less than the national average of $1,093. Annually, Wilmington drivers pay an average of $1,174 for full-coverage car insurance. The cost of minimum coverage liability insurance averages around $76 per month, while full coverage averages about $150 per month.

Several insurance companies offer competitive rates in Wilmington. GEICO often provides the most affordable rates for drivers in Wilmington. Nationwide offers the cheapest liability-only coverage at around $44 per month, while Erie and GEICO also offer affordable options. Other affordable companies include North Carolina Farm Bureau, with an average six-month premium of $394. Erie is recognized for affordability, while GEICO is noted for its extensive discounts. To secure the best rates, it is advisable to compare quotes from multiple providers, including Progressive, State Farm, and USAA.

Several highly rated agents are found in Wilmington, NC: Diane Zaryki, Morgan Scheibel, David Ager, and Tammy McNeill. Diane Zaryki, located at 7627 Market St, offers personalized insurance quotes and can be reached at (910) 505-0140 . Morgan Scheibel, based at 3710 S College Rd, is known for treating customers like family; contact her at (910) 392-3392. David Ager has two office locations: one at 1319 Military Cutoff Rd (phone: (910) 599-9071) and another at 4837 Carolina Beach Rd (phone: (910) 392-5040). Tammy McNeill, operating from 413 S College Rd, can be contacted at (910) 392-2484.

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How Much is Car Insurance in Wilmington?

Full coverage car insurance in Wilmington, Nc costs $98 per month, while liability-only insurance is $57 per month. However, several rating variables, including your location, driving history, age, gender, and even credit history, will determine your exact premium.

Which Company Has the Cheapest car Insurance in Wilmington?

With monthly rates for liability-only coverage as low as $44, Nationwide has the lowest auto insurance prices in Wilmington. Additionally, Erie and GEICO provide affordable rates for drivers in Wilmington, with monthly liability rates as low as $44 and $50, respectively.

Wilmington Car Insurance Rates By Company

The insurance company you deal with affects your car insurance costs. For the average insurance, GEICO offers the lowest prices in Wilmington, NC. The top low-cost car insurance providers in Wilmington are mentioned below. Make sure to compare quotes that meet your driving profile after using this information as a starting point.

Company                                          Avg. 6 Mo. Premium
GEICO………………………………………..$264
North Carolina Farm Bureau………..$394
Erie…………………………………………….$427
State Farm………………………………….$431
Nationwide…………………………………$541

Wilmington Car Insurance Rates by Credit Score

It’s no secret that vehicle insurance premiums and credit scores are strongly tied. Drivers in Wilmington see a 42% drop in car insurance prices when they raise their credit score from the “Very Poor” tier, 300–579 to the Exceptional tier, 800–850. One of the things a driver can do to improve their auto insurance premiums is to move from the Very Poor credit tier to the Fair credit tier. In Wilmington, lowering your credit score to Fair results in a $202 drop in your six-month auto insurance premium. According to our research, 34% of Wilmington drivers have good credit (680-719).

Credit Tier          Avg. 6 Mo. Premium
Very Poor……………$772
Fair……………………$569
Good………………….$486
Very Good………….$471
Exceptional………..$450

Wilmington NC Car Insurance Agent

Contact details and details about the insurance agent in Wilmington, NC are seen below. These are the top five agents around.

Diane Zaryki

  • 7627 Market St
  • Rating4.5
  • 119 reviews
  • Diane Zaryki:
  • 7627 Market St,
  • Ste 202
  • Wilmington, NC 28411
  • (910) 505-0140

Morgan Scheibel

  • 3710 S College Rd
  • Rating 4.5
  • 632 reviews
  • Morgan Scheibel:
  • 3710 S College Rd,
  • Unit 135
  • Wilmington, NC 28412
  • (910) 392-3392

David Ager

  • 1319 Military Cutoff Rd
  • Rating 4.3
  • 115 reviews
  • David Ager:
  • 1319 Military Cutoff Rd,
  • Ste 5
  • Wilmington, NC 28405
  • (910) 599-9071

David Ager

  • 4837 Carolina Beach Rd
  • Rating 4.4
  • 893 reviews
  • David Ager:
  • 4837 Carolina Beach Rd,
  • Ste 101
  • Wilmington, NC 28412
  • (910) 392-5040

Tammy McNeill

  • 413 S College Rd
  • Rating 4.6
  • 685 reviews
  • Tammy McNeill:
  • 413 S College Rd,
  • Ste 7
  • Wilmington, NC 28403
  • (910) 392-2484

By carefully considering these elements and comparing quotes from multiple insurers, Wilmington drivers can secure the most appropriate and affordable car insurance coverage. For additional information visit here

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